Household affordability outlook

elanev DEEAR our household affordability outlook is a highly predictive score of current, 3 and 6month outlook for US household affordability

  • Rapidly gauge current and likely future household affordability
  • Proactively support consumers and reduce risks
  • Unrivaled performance: c.2m validated up to date financial assessments, including debt placement, are overlayed on dynamic socioeconomic indicators using machine learning AI to derive our daily affordability score.
  • Compliant: No personal identifiable consumer data is use

Leading clients

elanev DEEAR is widely used across councils to Define Emerging Emergency Accommodation Requirements. It is also used by utilities to pro-actively manage social tariffs.


“elanev DEEAR is helping Walsall Council identify and proactively manage emergency hotel accommodation needs. It allows us support the right households at the right time and better manage the associated costs.”

Mark,  Program Lead, Walsall Council.

Improving consumer outcomes

We are supporting clients with daily updates of elanev DEEAR so they can better support their consumers through the cost-of-living crisis.

Easy to implement


No IT change required – we deploy using our secure software as a service (SaaS) approach.
Compliant – no need for you to share personal identifiable consumer information.
Save on OPEX  – elanev DEEAR will increase your operational efficiency so you can reduce costs and provisions.

Pilot it now


Experience the significant business benefits of elanev DEEAR for yourself. Contact us to request a no obligation pilot. You could be live within a week.

Frequently asked questions


What is elanev DEEAR? elanev DEEAR is an account level measure of consumer financial affordability currently and looking forward.

How is elanev DEEAR derived? elanev DEEAR consists of a foundation data layer, an observed data layer and an analytics layer. An exhaustive set of dynamic UK indicators including financial, socio-economic and geodemographic data forms our foundation layer. Over this we apply consented outcome data which includes validated up to date financial assessments, including debt palcement.  Using the latest AI, the observed data is applied to the foundation layer to provide the elanev DEEAR measure. elanev DEEAR is updated daily.

What about personal data? We are not party to any personal identifiable consumer information in the observed data helping to keep us, and you, compliant.

What data do need us to provide?  An inventory file; a simple daily extract from your system of records, for example, at the beginning of the day. No personal identifiable consumer information is required within the file. We append our elanev DEEAR score to your inventory file and return it prior to the start of your day’s operation.

How is this data transferred? Both files are simple text (CSV) files transferred using secure file transfer protocol (ftp).