Debt Optimization

The elanev Debt Optimization tool provides strategies for optimizing return and profit when pricing books you may be considering for purchase.

elanev Debt Optimization will match your configuration and pricing requirements to our database to give a predicted return. Non-engagement strategy duration and the litigation, outsourcing and field stages can be selected and varied to provide possible strategies that may optimize return and profit. The detailed and insightful elanev Debt Optimization report includes a measure of consumer financial resilience using elanev Resilience.

  • Increase profit – identify possible strategies for optimising return and profit
  • Reduce cost – identify portfolios that are of real business interest in real-time
  • Diversify – work products or placements that to date your business has limited historical data and experience of

Leading clients

Proven

“elanev Debt Optimization supported us in a recent debt portfolio purchase. We not only won the tender but were able to propose an alternative purchase strategy to the seller within the short deadline using the elanev Debt Optimization tool.“

David, Operations Director, ARC (Europe) Limited.

providing leading insights

DebtPurchase

We not only support purchasers with elanev Debt Optimization but also support sellers and investors with our market insights and understanding of debt pricing.

Easy to implement

On

No IT change required – we deploy using our secure software as a service (SaaS) approach.
Compliant – no need for you to share personal identifiable consumer information.
Save on OPEX – elanev Debt Optimization is designed to take you rapidly to the due diligence phase. It removes the need for your analysts to spend time pricing portfolios that ultimately you decide not to purchase helping you to keep associated costs to a minimum.

Arrange a demo

Fast

Experience the benefits of elanev Debt Optimization for yourself. Contact us to arrange for a no obligation demonstration. What’s more, you could be live with our full service within hours.

Frequently asked questions

FAQ
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What is elanev Debt Optimization? elanev Debt Optimization is an online tool designed to help you independently price debt portfolios being offered for sale. elanev Debt Optimization applies our extensive database to provide you with a detailed report containing financial and profitability projections together with an accompanying commentary and insights. Expected cost of collections and any finance costs are included and then the non-engagement strategy duration and the litigation, outsourcing and field stages are varied to provide possible strategies that may optimize return and profit

Why would I use elanev Debt Optimization? For example, use elanev DebtOptimier to:
1. Reduce time in responding to portfolios being offered for sale (key in a post COVID-19 ‘buyer’s market’ where timelines will be short and competition high)
2. Reduce analysts / consultants time in the first phase of pricing
3. Gain an independent benchmarking and validation of pricing (internal and external)
4. Remove the uncertainty of ‘just take the best of x quotes’ approach

How is it accessed? elanev Debt Optimization is accessed via our secure online portal. We provide you with a simple template to capture the portfolio characteristics. Upload the template and get a detailed report returned in real-time. The report contains a qualitative and quantitative assessment, detailed financial and profitability projections, commentary and insights. Repeat the process as often as you like as the model is available 24x7x365.

What type of inputs does the model use? The model can be run using the portfolio details and data that you received as part of the tender. A variety of pricing options can be selected within the template too. These are explained within an easy to understand technical document. We will support you with your initial set up and ongoing maintenance of the tool. We also provide training and wider consultancy services as required.

Can we apply our own data? Yes, you can apply your own bespoke scoring data and use bespoke scoring bands to understand their impact, for example on recoveries.

Can we benefit from your elanev Vulnerability data? Yes, we can apply our elanev Resilience data to your portfolio to provide an assessment of the propensity for consumer financial vulnerability within a given portfolio. Click here for more details on elanev Resilience.

What can we price? Product types include but are not restricted to motor, bank, card, loan, mortgage, overdraft, utility, phone, gym, cable, SME. Placement types include prime, second, tertiary, quad and post-legal.

That all sounds expensive. Is it? We base our pricing on a proportion of the FTE cost of a pricing analyst which would be required to maintain an internal approach. What’s more, our pricing is substantially less than that of a Big-4 Professional Services firm whilst our debt pricing insights are more extensive.

Do you provide debt pricing consultancy? Yes, and we can provide wider consultancy services as required.